How the SBA Loan Process Works

CBC National Bank is the small business community’s reliable, trusted financial partner. We’re just as excited about growing your business as you are. And as a preferred SBA lender, we can make the loan process convenient, easy and, yes, even pleasant. You can even apply online. 

Applying for a loan

In order to get an SBA loan, you must first be eligible. Repayment ability from the cash flow of the business is a primary consideration in the decision process but good character, management capability, collateral, and owner's equity contribution are also important considerations.

What information should I have?

CBC can expedite the SBA loan process with your business plan; your personal financial statements; your business financial statements (if already a business); collateral available to secure the loan; assumptions used in your projected earnings statements; management resumes of those involved in operating the business; and pro-forma balance sheets showing what the business would look like if the loan were granted.

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